{"id":943168,"date":"2026-05-07T13:23:29","date_gmt":"2026-05-07T11:23:29","guid":{"rendered":"https:\/\/staging.lewdden.com\/help\/iban-setup-paxum\/"},"modified":"2026-06-05T23:22:02","modified_gmt":"2026-06-05T21:22:02","slug":"iban-setup-paxum","status":"publish","type":"gc_kb_article","link":"https:\/\/staging.lewdden.com\/es\/help\/iban-setup-paxum\/","title":{"rendered":"IBAN configuraci\u00f3n con Paxum \u2014 abre una cuenta personal gratis y consigue un IBAN EUR"},"content":{"rendered":"<p class=\"gc-kb-lede\"><strong><span translate=\"no\">Paxum<\/span> is the IBAN provider we recommend first to international creators.<\/strong> It&#8217;s a regulated bank that has been working with adult-industry payouts for over fifteen years, and its public marketing names webcam models and creators as a supported customer segment \u2014 so receiving <span translate=\"no\">Lewdden<\/span> earnings into a <span translate=\"no\">Paxum<\/span> account is exactly what the account is built for.<\/p>\n<p>This guide walks you through opening a <span translate=\"no\">Paxum<\/span> personal account, getting verified, requesting your EUR IBAN, and copying that IBAN into your Partner-ID registration. Plan on <strong>20\u201330 minutes of form-filling plus 1\u20133 business days<\/strong> for <span translate=\"no\">Paxum<\/span> to verify your documents.<\/p>\n<p>For the rest of the payout setup once your IBAN is in place, see <a href=\"https:\/\/staging.lewdden.com\/help\/setting-up-your-partner-id\/\"><strong>Setting up your Partner-ID for the first time<\/strong><\/a>. For the bigger picture (rev share, monthly cycle, when payouts run), see <a href=\"https:\/\/staging.lewdden.com\/help\/how-payouts-work\/\"><strong>How creator payouts work<\/strong><\/a>. To compare <span translate=\"no\">Paxum<\/span> against <span translate=\"no\">Wise<\/span> and <span translate=\"no\">Payoneer<\/span> first, see <a href=\"https:\/\/staging.lewdden.com\/help\/iban-setup-overview\/\"><strong>IBAN setup for international creators (overview)<\/strong><\/a>.<\/p>\n<hr\/>\n<h2>1. Why <span translate=\"no\">Paxum<\/span><\/h2>\n<p><span translate=\"no\">Paxum<\/span> is operated by <strong><span translate=\"no\">Paxum<\/span> Bank Limited<\/strong>, a licensed financial institution in the Commonwealth of Dominica. Two things make it the safer pick for creator income:<\/p>\n<div class=\"gc-kb-callout-grid\">\n<div class=\"gc-kb-callout\">\n    <span class=\"gc-kb-callout__pick\">Adult-industry friendly by design<\/span><\/p>\n<p class=\"gc-kb-callout__head\"><span translate=\"no\">Paxum<\/span> publicly markets webcam models, webcam studios, and adult-content publishers as supported customers.<\/p>\n<p><span translate=\"no\">Wise<\/span> and <span translate=\"no\">Payoneer<\/span> reserve the right to review or close accounts on a case-by-case basis. With <span translate=\"no\">Paxum<\/span>, receiving <span translate=\"no\">Lewdden<\/span> earnings is what the account is for \u2014 you don&#8217;t need to worry about a generic AML review flagging your inflow.<\/p>\n<\/p><\/div>\n<div class=\"gc-kb-callout\">\n    <span class=\"gc-kb-callout__pick\">Free EUR IBAN, no monthly fee while active<\/span><\/p>\n<p class=\"gc-kb-callout__head\">Opening the account is free, the EUR IBAN is free, and there&#8217;s no monthly maintenance fee while you&#8217;re using the account.<\/p>\n<p>A small inactivity fee kicks in only if you stop using the account for 6+ months.<\/p>\n<\/p><\/div>\n<\/div>\n<p>The trade-off is that withdrawing money from <span translate=\"no\">Paxum<\/span> to your local bank costs a flat per-transfer fee (whereas <span translate=\"no\">Wise<\/span> SEPA-out is free in many countries). For most creators this nets out fine \u2014 the savings on receiving and the safety on the front end outweigh the per-withdrawal cost \u2014 but if you cash out very frequently in tiny amounts, do the math.<\/p>\n<hr\/>\n<h2>2. What you&#8217;ll need before you start<\/h2>\n<p>Get these together before you click sign-up \u2014 <span translate=\"no\">Paxum<\/span> will ask for them during the application:<\/p>\n<ul>\n<li><strong>Government-issued photo ID<\/strong> \u2014 passport, national ID card, or driver&#8217;s license. Both sides if it&#8217;s a card.<\/li>\n<li><strong>Proof of address<\/strong> \u2014 utility bill, bank statement, or credit-card statement dated within the last 3 months, showing your name and current address. <strong>Must be a different document from the ID.<\/strong><\/li>\n<li><strong>Phone number<\/strong> \u2014 for SMS verification.<\/li>\n<li><strong>Your full legal name<\/strong> \u2014 must match your ID exactly, your Partner-ID registration exactly, and your <span translate=\"no\">Lewdden<\/span> account.<\/li>\n<\/ul>\n<p>Name consistency matters. If your ID says &#8220;Anastasia Maria Sokolova,&#8221; that&#8217;s the name you put on your <span translate=\"no\">Paxum<\/span> account, your Partner-ID, and your <span translate=\"no\">Lewdden<\/span> account too \u2014 not a stage name, not an abbreviated version.<\/p>\n<hr\/>\n<h2>3. Open a free <span translate=\"no\">Paxum<\/span> personal account<\/h2>\n<ol>\n<li>Go to <strong><a href=\"https:\/\/www.paxum.com\/signup\/\" target=\"_blank\" rel=\"noopener noreferrer\">paxum.com\/signup<\/a><\/strong> and choose <strong>Personal account<\/strong>. Application takes around 3\u20134 minutes.<\/li>\n<li>Enter your <strong>email address<\/strong> and create a strong password.<\/li>\n<li>Fill in your <strong>personal details:<\/strong> full legal name, date of birth, residential address, country of residence, phone number.<\/li>\n<li>Submit the form. You&#8217;ll receive a confirmation email \u2014 click the link to confirm your address.<\/li>\n<\/ol>\n<p class=\"gc-kb-screenshot-placeholder\"><em><\/p>\n<figure><img decoding=\"async\" src=\"https:\/\/staging.lewdden.com\/wp-content\/uploads\/2026\/06\/paxum-01-signup.png\" alt=\"Paxum account creation: pick Personal Account.\" loading=\"lazy\" \/><figcaption>Paxum account creation: pick Personal Account.<\/figcaption><\/figure>\n<p><\/em><\/p>\n<p>You&#8217;ll be <strong>pre-approved within 24 hours<\/strong>, but you can&#8217;t start using the account or request an IBAN until you complete identity verification.<\/p>\n<hr\/>\n<h2>4. Verify your identity<\/h2>\n<p>Sign in to your <span translate=\"no\">Paxum<\/span> dashboard and follow the verification prompt:<\/p>\n<ol>\n<li><strong>Upload your photo ID<\/strong> \u2014 both sides if it&#8217;s a card. Make sure the image is sharp and all four corners are visible.<\/li>\n<li><strong>Upload your proof of address<\/strong> \u2014 different document from the ID, dated within the last 3 months.<\/li>\n<li><strong>Submit a selfie<\/strong> if <span translate=\"no\">Paxum<\/span> prompts for one (some accounts get this step, some don&#8217;t).<\/li>\n<\/ol>\n<p>Verification typically takes <strong>1\u20133 business days<\/strong>. <span translate=\"no\">Paxum<\/span> emails you when your account is approved.<\/p>\n<p class=\"gc-kb-screenshot-placeholder\"><em>[Screenshot 2: <span translate=\"no\">Paxum<\/span> dashboard with verification status panel]<\/em><\/p>\n<p>If your documents are rejected, the email tells you why \u2014 usually it&#8217;s a blurry photo, an outdated proof of address, or a mismatch between the name on the ID and the name you registered with. Re-upload through the same dashboard panel; there&#8217;s no penalty for retrying.<\/p>\n<hr\/>\n<h2>5. Request your EUR IBAN<\/h2>\n<p>Once verified, the EUR IBAN is the next click:<\/p>\n<ol>\n<li>From your <span translate=\"no\">Paxum<\/span> dashboard, go to <strong>Receive Payments \u2192 EUR IBAN Account<\/strong> (the wording can vary slightly by dashboard version \u2014 look for &#8220;IBAN&#8221; or &#8220;Receiving Accounts&#8221;).<\/li>\n<li>Click <strong>Request EUR IBAN<\/strong>.<\/li>\n<li>Confirm the account holder name (must match your verified <span translate=\"no\">Paxum<\/span> name).<\/li>\n<li>Submit.<\/li>\n<\/ol>\n<p>The EUR IBAN is <strong>free<\/strong> \u2014 no setup fee, no monthly fee, no minimum balance. <span translate=\"no\">Paxum<\/span> issues you a European IBAN that accepts both SEPA transfers and SWIFT wires.<\/p>\n<p>Once issued, your dashboard shows:<\/p>\n<ul>\n<li><strong>IBAN<\/strong> \u2014 your European EUR IBAN.<\/li>\n<li><strong>BIC \/ SWIFT<\/strong> \u2014 <span translate=\"no\">Paxum<\/span>&#8216;s banking partner BIC (varies by issuing partner).<\/li>\n<li><strong>Bank Name<\/strong> \u2014 <span translate=\"no\">Paxum<\/span>&#8216;s banking partner.<\/li>\n<li><strong>Bank Country<\/strong> \u2014 the country where the IBAN is issued.<\/li>\n<li><strong>Account Holder<\/strong> \u2014 your full legal name.<\/li>\n<\/ul>\n<p class=\"gc-kb-screenshot-placeholder\"><em>[Screenshot 3: <span translate=\"no\">Paxum<\/span> dashboard EUR IBAN card with the issued details visible]<\/em><\/p>\n<p>Copy or write down all four \u2014 you need them for the Partner-ID step next.<\/p>\n<hr\/>\n<h2>6. Use your <span translate=\"no\">Paxum<\/span> IBAN on the Partner-ID registration<\/h2>\n<p>Now go back to <span translate=\"no\">Lewdden<\/span> and finish the Partner-ID side:<\/p>\n<ol>\n<li>Sign in at <a href=\"https:\/\/staging.lewdden.com\/models-login\/\">\/models-login\/<\/a>.<\/li>\n<li>Open <a href=\"https:\/\/staging.lewdden.com\/store-manager\/payouts\/\">\/store-manager\/payouts\/<\/a>.<\/li>\n<li>Scroll to the <strong>Need a partner ID first?<\/strong> card.<\/li>\n<li>In the partner registration form (embedded on the page or in a new tab), enter:\n<ul>\n<li><strong>IBAN<\/strong> \u2014 your <span translate=\"no\">Paxum<\/span> EUR IBAN<\/li>\n<li><strong>BIC \/ SWIFT<\/strong> \u2014 your <span translate=\"no\">Paxum<\/span> BIC<\/li>\n<li><strong>Bank country<\/strong> \u2014 <span translate=\"no\">Paxum<\/span>&#8216;s banking partner country (whichever country the IBAN was issued from, <strong>not<\/strong> your home country)<\/li>\n<li><strong>Account holder name<\/strong> \u2014 your full legal name, exactly as it appears on <span translate=\"no\">Paxum<\/span><\/li>\n<\/ul>\n<\/li>\n<li>Upload the Partner-ID side documents (ID, address proof, tax info, bank-account proof \u2014 the bank-account proof is typically a screenshot of your <span translate=\"no\">Paxum<\/span> dashboard showing the IBAN and your name).<\/li>\n<li>Submit. The partner system reviews \u2014 typically within a few business days \u2014 and emails you a Partner-ID.<\/li>\n<li>Come back to <a href=\"https:\/\/staging.lewdden.com\/store-manager\/payouts\/\">\/store-manager\/payouts\/<\/a>, paste the Partner-ID into the <strong>Validate partner ID<\/strong> form, click <strong>Validate and save partner ID<\/strong>.<\/li>\n<\/ol>\n<p>Once validation passes, your monthly payouts run on the next 1st-of-the-month cycle. See <a href=\"https:\/\/staging.lewdden.com\/help\/setting-up-your-partner-id\/\"><strong>Setting up your Partner-ID for the first time<\/strong><\/a> for the click-by-click on this step.<\/p>\n<p class=\"gc-kb-screenshot-placeholder\"><em><\/p>\n<figure><img decoding=\"async\" src=\"https:\/\/staging.lewdden.com\/wp-content\/uploads\/2026\/06\/paxum-04-validate.png\" alt=\"Back on Lewdden: enter the Partner ID you received and validate it.\" loading=\"lazy\" \/><figcaption>Back on Lewdden: enter the Partner ID you received and validate it.<\/figcaption><\/figure>\n<p><\/em><\/p>\n<hr\/>\n<h2>7. <span translate=\"no\">Paxum<\/span> fees at a glance<\/h2>\n<p>The fees that matter for <span translate=\"no\">Lewdden<\/span> creators receiving monthly EUR payouts:<\/p>\n<div class=\"gc-kb-table-wrap\">\n<div class=\"gc-kb-table-scroll\" style=\"overflow-x:auto;-webkit-overflow-scrolling:touch;max-width:100%\"><table>\n<thead>\n<tr>\n<th>Action<\/th>\n<th>Fee<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Opening a personal account<\/td>\n<td><strong>Free<\/strong><\/td>\n<\/tr>\n<tr>\n<td>EUR IBAN account (issuance + maintenance)<\/td>\n<td><strong>Free<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Receiving EUR via SEPA from a third party (your monthly payout)<\/td>\n<td><strong>0.5%, minimum $5.00<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Account maintenance while active<\/td>\n<td><strong>Free<\/strong><\/td>\n<\/tr>\n<tr>\n<td>Account maintenance if idle 6+ months<\/td>\n<td>$5.00 \/ month<\/td>\n<\/tr>\n<tr>\n<td>Sending EUR to your own bank via SEPA (local bank transfer)<\/td>\n<td>$5.00 flat<\/td>\n<\/tr>\n<tr>\n<td>Sending EUR to your own bank via SWIFT wire<\/td>\n<td>$40.00 flat<\/td>\n<\/tr>\n<tr>\n<td>P2P transfer to another <span translate=\"no\">Paxum<\/span> user<\/td>\n<td>$0.25<\/td>\n<\/tr>\n<\/tbody>\n<\/table><\/div>\n<\/div>\n<p>The &#8220;0.5% min $5&#8221; SEPA receive fee is the one to watch. On a \u20ac100 monthly payout it&#8217;s the $5 minimum (about \u20ac4.60); on a \u20ac1,000 payout it&#8217;s the 0.5% (\u20ac5). On any payout of \u20ac1,000 or more, the receive fee is just 0.5%.<\/p>\n<p>To minimise fees, let your <span translate=\"no\">Paxum<\/span> balance accumulate and withdraw to your local bank in larger, less frequent transfers. The <span translate=\"no\">Paxum<\/span> Mastercard (see below) is also useful if you&#8217;d rather spend the EUR balance directly.<\/p>\n<hr\/>\n<h2>8. Optional \u2014 order a <span translate=\"no\">Paxum<\/span> prepaid Mastercard<\/h2>\n<p><span translate=\"no\">Paxum<\/span> issues prepaid cards (Mastercard or UnionPay, depending on your country) that draw directly from your <span translate=\"no\">Paxum<\/span> balance. Useful if you&#8217;d rather spend your earnings without converting to local currency through a bank.<\/p>\n<p>Card fees vary by card type and country. The UnionPay variant ships in a virtual form for free + $1 issue fee, $2.95\/month, $0 POS in card currency (3.5% FX). The Mastercard variant has different fees \u2014 check <a href=\"https:\/\/www.paxum.com\/fees\/personal\/\" target=\"_blank\" rel=\"noopener noreferrer\">paxum.com\/fees\/personal<\/a> for the current schedule before ordering.<\/p>\n<p>The card is entirely optional. Your EUR IBAN works for the Partner-ID payouts whether or not you order one.<\/p>\n<hr\/>\n<h2>Common questions<\/h2>\n<p><strong>Q: Is <span translate=\"no\">Paxum<\/span> a real bank, or a fintech?<\/strong><br \/>\n<span translate=\"no\">Paxum<\/span> operates through <span translate=\"no\">Paxum<\/span> Bank Limited, a financial institution licensed in the Commonwealth of Dominica. It&#8217;s a regulated bank for the purpose of issuing accounts and IBANs. Treat it as you would any other licensed payment institution.<\/p>\n<p><strong>Q: How long does the whole process take?<\/strong><br \/>\nSign-up is 3\u20134 minutes. Pre-approval is within 24 hours. Full verification is 1\u20133 business days. Requesting the EUR IBAN is instant once verified, though <span translate=\"no\">Paxum<\/span> sometimes takes another business day to enable the IBAN itself. Total: under a week from &#8220;I&#8217;ll do this today&#8221; to &#8220;my IBAN is ready to copy into the Partner-ID registration.&#8221;<\/p>\n<p><strong>Q: My country isn&#8217;t on the <span translate=\"no\">Paxum<\/span> signup country list.<\/strong><br \/>\n<span translate=\"no\">Paxum<\/span> operates in 50+ countries, with a focus on creator-friendly jurisdictions. If your country isn&#8217;t supported, try <span translate=\"no\">Wise<\/span> (80+ countries) or <span translate=\"no\">Payoneer<\/span> (190+ countries). See <a href=\"https:\/\/staging.lewdden.com\/help\/iban-setup-overview\/\"><strong>IBAN setup for international creators (overview)<\/strong><\/a>.<\/p>\n<p><strong>Q: Can I sign up for a business account instead?<\/strong><br \/>\nYes \u2014 <span translate=\"no\">Paxum<\/span> has a Business account option for studios, agencies, and registered creators. The flow is similar but you also upload company-registration documents. Use the business account if you operate as a registered freelancer or a company; ask your accountant.<\/p>\n<p><strong>Q: Do I need to maintain a balance?<\/strong><br \/>\nNo. There&#8217;s no minimum balance requirement on the personal account. The only fee for keeping the account is the inactivity fee that kicks in if you go 6+ months without using it.<\/p>\n<p><strong>Q: What happens if my account goes dormant?<\/strong><br \/>\nAfter 6 months of no activity (no transfers in or out), <span translate=\"no\">Paxum<\/span> charges a $5\/month maintenance fee until the account is active again. As long as your monthly <span translate=\"no\">Lewdden<\/span> payout is landing, this won&#8217;t apply to you.<\/p>\n<p><strong>Q: How do I move money from <span translate=\"no\">Paxum<\/span> to my local bank?<\/strong><br \/>\nTwo options. Local Bank Transfer (SEPA) costs $5 flat \u2014 the cheapest if your local bank is in the SEPA zone. SWIFT Wire costs $40 \u2014 for non-SEPA destinations. The wire option also works through <span translate=\"no\">Paxum<\/span>&#8216;s UnionPay or Mastercard prepaid card.<\/p>\n<p><strong>Q: Why is my IBAN BIC different from what the on-page guide shows?<\/strong><br \/>\n<span translate=\"no\">Paxum<\/span>&#8216;s banking partner can change over time, so the BIC and bank country shown in your dashboard are the source of truth \u2014 not anything cached in this article. Always copy what your <span translate=\"no\">Paxum<\/span> dashboard shows on the day you register your Partner-ID.<\/p>\n<p><strong>Q: I already have a <span translate=\"no\">Paxum<\/span> account from a different platform \u2014 do I need a new one?<\/strong><br \/>\nNo. Use the same account and the same EUR IBAN. <span translate=\"no\">Paxum<\/span> doesn&#8217;t require a separate account per income source.<\/p>\n<p><strong>Q: My <span translate=\"no\">Paxum<\/span> verification keeps getting rejected \u2014 what do I do?<\/strong><br \/>\nMost rejections are: blurry ID photo, ID\/address-proof mismatch, address proof older than 3 months, or the same document used for both ID and address. Fix the specific issue named in the rejection email and re-upload. If you&#8217;re stuck, <span translate=\"no\">Paxum<\/span>&#8216;s support is at the bottom of every page on their site; this is between you and <span translate=\"no\">Paxum<\/span>, not <span translate=\"no\">Lewdden<\/span>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Gu\u00eda paso a paso Paxum para creator internacionales: abre una cuenta personal gratis, verifica, obt\u00e9n tu IBAN EUR, c\u00f3pialo en tu registro Partner-ID.<\/p>","protected":false},"author":0,"featured_media":0,"template":"","meta":{"footnotes":""},"gc_kb_audience":[226],"gc_kb_category":[243],"gc_kb_support_category":[244],"class_list":["post-943168","gc_kb_article","type-gc_kb_article","status-publish","hentry","gc_kb_audience-creator","gc_kb_category-payouts"],"_links":{"self":[{"href":"https:\/\/staging.lewdden.com\/es\/wp-json\/wp\/v2\/gc_kb_article\/943168","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.lewdden.com\/es\/wp-json\/wp\/v2\/gc_kb_article"}],"about":[{"href":"https:\/\/staging.lewdden.com\/es\/wp-json\/wp\/v2\/types\/gc_kb_article"}],"version-history":[{"count":0,"href":"https:\/\/staging.lewdden.com\/es\/wp-json\/wp\/v2\/gc_kb_article\/943168\/revisions"}],"wp:attachment":[{"href":"https:\/\/staging.lewdden.com\/es\/wp-json\/wp\/v2\/media?parent=943168"}],"wp:term":[{"taxonomy":"gc_kb_audience","embeddable":true,"href":"https:\/\/staging.lewdden.com\/es\/wp-json\/wp\/v2\/gc_kb_audience?post=943168"},{"taxonomy":"gc_kb_category","embeddable":true,"href":"https:\/\/staging.lewdden.com\/es\/wp-json\/wp\/v2\/gc_kb_category?post=943168"},{"taxonomy":"gc_kb_support_category","embeddable":true,"href":"https:\/\/staging.lewdden.com\/es\/wp-json\/wp\/v2\/gc_kb_support_category?post=943168"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}